Latest Articles

The Great Summer TV Give Away!

We will be giving away a 65-inch TV. The entry period will be from Friday, June 28th, 2024, through September 30th, 2024. Drawing will take place on Facebook Live on Tuesday, October 8th 2024. You may enter the drawing at any Habayit Home Loans event by scanning the event-specific QR code. Odds of winning are […]

Rich’s Rates Roundup Week of April 15, 2024

All the week’s news affecting mortgage rates! The last week and a half has been difficult for economic data. Let’s face it, the inflation indicators came in too hot. We were expecting that numbers would deteriorate slightly, but they over-did. This brings to mind the Benjamin Disraeli quote, “There are three types of lies: Lies, […]

Rich’s Rates Roundup Week of April 1, 2024

Rich’s Rates Roundup Week of April 1, 2024… All the week’s news affecting mortgage rates! What will affect the bond market and, by extension, the mortgage market this week? This week it is mostly jobs-jobs-jobs. Why are jobs so important to the bond market? The more jobs there are, the more money there is to spend. […]

Rich’s Rates Roundup Week of March 25, 2024

Rich’s Rates Roundup… All the week’s news affecting mortgage rates! Last week was a huge week for mortgage-backed securities and for the economy in general. The Federal Open Markets Committee (the FED) met last week and issued its policy guidance. They hemmed and hawed but essentially stated that with the current data available they see […]

Reliable FED Data? Maybe… Maybe Not!

The big news this week is: It’s FED week. On Wednesday, the FED Board of Governors meets and releases its economic projections as well as its decisions regarding monetary policy.  But how reliable are these projections and decisions? The data that has been collected and released since the last meeting will be analyzed and they […]