When Tax Returns Don’t Tell the Whole Story: Understanding the 1099 Loan

When Tax Returns Don’t Tell the Whole Story: Understanding the 1099 Loan

When Tax Returns Don’t Tell the Whole Story: Understanding the 1099 LoanRich Bonn
Published on: 20/01/2026

A 1099 loan allows self-employed borrowers to qualify for a mortgage using real income. Learn how it works and when it makes sense.

1099 loans
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Markets, Mortgages, and Momentum: Why Houston Is Holding Strong While the World Feels Unsettled

Markets, Mortgages, and Momentum: Why Houston Is Holding Strong While the World Feels Unsettled

Markets, Mortgages, and Momentum: Why Houston Is Holding Strong While the World Feels UnsettledRich Bonn
Published on: 19/01/2026

If it feels like everything is happening at once, you’re not wrong. Global tensions, economic data drops, inflation metrics, and interest rate speculation all collided this week. And yet—despite the noise—one thing is becoming clearer for homebuyers and homeowners in Houston: The local housing market is holding steady, and the mortgage picture is quietly improving.

monday updates
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How Self-Employed Borrowers Can Qualify for Home Loans Without Tax Returns

How Self-Employed Borrowers Can Qualify for Home Loans Without Tax Returns

How Self-Employed Borrowers Can Qualify for Home Loans Without Tax ReturnsRich Bonn
Published on: 18/01/2026

A clear, concise explanation of bank statement loans for self-employed borrowers. Learn how entrepreneurs qualify using real income, not tax returns.

Bank Statement Loan
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A Smarter Way to Qualify for a Mortgage—Using What You’ve Already Built

A Smarter Way to Qualify for a Mortgage—Using What You’ve Already Built

A Smarter Way to Qualify for a Mortgage—Using What You’ve Already BuiltRich Bonn
Published on: 16/01/2026

Asset Qualification Plus (the rephrased 'Asset Depletion' program) allows borrowers to qualify for a mortgage using assets instead of traditional income. Learn how this smarter approach works.

Asset Qualification Plus
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Rich Bonn, NMLS #278696
Branch Manager

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4660 Beechnut Street, Suite 225, Houston, TX 77096

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Branch 2523747 | Company 236669

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