Houston Housing Market Update: Closings Up 5.2 Percent, Affordability Improving, and What Iran Means for Rates

Houston Housing Market Update: Closings Up 5.2 Percent, Affordability Improving, and What Iran Means for Rates

Closings up 5.2% in Houston and 42% of greater Houston can now afford a median priced home. ...more

monday updates

May 11, 2026•4 min read

Houston Housing Market Update: Showings Up 20 Percent, Rates Ticking Down, and What It All Means for Buyers

Houston Housing Market Update: Showings Up 20 Percent, Rates Ticking Down, and What It All Means for Buyers

Showings are up 20 percent year over year in Houston, rates dropped from 6.30 to 6.23, and oil prices are easing inflation fears. Rich Bonn at Habayit Home Loans breaks down what is actually happening... ...more

monday updates

April 27, 2026•4 min read

What Rising Oil Prices and Global Uncertainty Mean for Houston Homebuyers Right Now

What Rising Oil Prices and Global Uncertainty Mean for Houston Homebuyers Right Now

Oil prices are up over 50 percent, inflation pressures are building, and the Fed is in no rush to cut rates. Rich at Habayit Home Loans breaks down what is happening in the economy and what it means f... ...more

monday updates

March 30, 2026•6 min read

Oil Prices, Mortgage Rates, and the Houston Housing Market: What Buyers Need to Know Right Now

Oil Prices, Mortgage Rates, and the Houston Housing Market: What Buyers Need to Know Right Now

Rising oil prices are pushing inflation expectations higher and keeping mortgage rates elevated. Rich at Habayit Home Loans breaks down what is happening in the economy and what it means for Houston h... ...more

monday updates

March 16, 2026•5 min read

Houston Market Update: Showings Jump and Rates Dip Below 6% (What Buyers and Sellers Should Do)

Houston Market Update: Showings Jump and Rates Dip Below 6% (What Buyers and Sellers Should Do)

Houston showings are rising as mortgage rates dip below 6% nationally. Here is what the latest weekly data means for pricing, competition, and negotiation strategies. ...more

monday updates

March 02, 2026•3 min read

Houston’s Self-Employed Borrowers Need a Different Kind of Mortgage

Houston’s Self-Employed Borrowers Need a Different Kind of Mortgage

Houston self-employed borrowers often struggle with traditional mortgages. Learn how a 1099 loan works and why it may fit Houston’s entrepreneurial workforce. ...more

1099 loans

February 27, 2026•2 min read

Asset Qualification Plus: When “Asset Depletion” Gets a Much Better Explanation

Asset Qualification Plus: When “Asset Depletion” Gets a Much Better Explanation

Asset Qualification Plus—also known as asset depletion—allows borrowers to qualify for a mortgage using liquid assets instead of traditional income. Learn how this strategy works. ...more

Asset Qualification Plus

February 26, 2026•2 min read

The Investor’s Shortcut That Isn’t Actually a Shortcut

The Investor’s Shortcut That Isn’t Actually a Shortcut

Learn how DSCR loans allow rental properties to qualify based on income instead of personal finances. A practical strategy for scaling a real estate portfolio. ...more

DSCR Loans

February 25, 2026•2 min read

The WVOE Loan: When a Written Income Verification Changes Everything

The WVOE Loan: When a Written Income Verification Changes Everything

A WVOE Loan uses written verification from your employer to qualify for a mortgage—ideal for commission and bonus earners with non-traditional income. ...more

WVOE Loans

February 24, 2026•2 min read

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Rich Bonn, NMLS #278696
Branch Manager

(281) 841-1723

4660 Beechnut Street, Suite 225, Houston, TX 77096

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Copyright 2026. All rights reserved. Rich Bonn NMLS # 278696 | Habayit Home Loans a DBA of The Turnkey Foundation Inc Branch 2523747 | Company | 236669 Equal Housing Opportunity | Equal Housing Lender

Habayit Home Loans a DBA of The Turnkey Foundation Inc
Branch 2523747 | Company 236669

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