Blog
Smarter mortgage strategies. Less beige-box thinking.
Blog
Smarter mortgage strategies.
Less beige-box thinking.
Houston Housing Affordability Numbers and Why Self-Employed Buyers Have a Financial Edge Right Now
Self-employed buyers may pay less monthly than renters in Houston. Rich Bonn breaks down the numbers and market data now. ...more
monday updates
October 19, 2026•4 min read
Houston Mortgage Market Update: Slower Activity Means More Negotiating Power for Buyers Right Now
Pending listings down 23% and sellers are negotiating. Rich Bonn breaks down the Houston market and what buyers should do. ...more
monday updates
October 12, 2026•3 min read
Houston Buyers You Have Leverage Right Now and Here Is Exactly What the Market Data Is Showing
Closings down 21%, listings up, sellers nervous. Rich Bonn breaks down the Houston market and mortgage trends right now. ...more
monday updates
October 05, 2026•4 min read
Houston Buyers Stop Obsessing Over Mortgage Rates and Here Is What You Should Be Watching Instead
54 days on market, foreclosures rising, appraisal changes coming. Rich Bonn breaks down the Houston market right now. ...more
monday updates
September 28, 2026•5 min read
Houston Market Update Oil Back Below 100 Dollars Fed Rate Hike Coming and What It All Means for Buyers
Closings down 3.8%, buyers have leverage, oil drops to $93. Rich Bonn breaks down Houston real estate and rates now. ...more
monday updates
September 22, 2026•5 min read
Houston Market Slowdown Oil Over 100 Dollars and Fed Rate Hike Odds Hit 85 Percent This Week
Closings down 20%, oil near $103, CPI hot. Rich Bonn at Habayit breaks down Houston real estate and rates now. ...more
monday updates
September 14, 2026•4 min read
Houston Hits Record Inventory and the New Fed Chair Is Sounding Hawkish and Here Is What It Means
5.5 months inventory, rates jumped, Warsh hawkish. Rich Bonn breaks down Houston real estate and the Fed this week. ...more
monday updates
August 31, 2026•4 min read
Houston Market Update: Credit Card Debt Solutions HELOC Strategy and Why Now Is the Time to Buy
1500 Houston closings, $35T in equity, HELOC debt strategy. Rich Bonn explains why waiting may cost you now. ...more
monday updates
August 24, 2026•4 min read
Houston Is the Number Three Buyer Market Nationally and Here Is What That Means Right Now
1.3 sellers per buyer, rates elevated, insurance rising. Rich Bonn breaks down the Houston market this week. ...more
monday updates
August 17, 2026•4 min read
Houston Housing Affordability Numbers and Why Self-Employed Buyers Have a Financial Edge Right Now
Self-employed buyers may pay less monthly than renters in Houston. Rich Bonn breaks down the numbers and market data now. ...more
monday updates
October 19, 2026•4 min read
Houston Mortgage Market Update: Slower Activity Means More Negotiating Power for Buyers Right Now
Pending listings down 23% and sellers are negotiating. Rich Bonn breaks down the Houston market and what buyers should do. ...more
monday updates
October 12, 2026•3 min read
Houston Buyers You Have Leverage Right Now and Here Is Exactly What the Market Data Is Showing
Closings down 21%, listings up, sellers nervous. Rich Bonn breaks down the Houston market and mortgage trends right now. ...more
monday updates
October 05, 2026•4 min read
Houston Buyers Stop Obsessing Over Mortgage Rates and Here Is What You Should Be Watching Instead
54 days on market, foreclosures rising, appraisal changes coming. Rich Bonn breaks down the Houston market right now. ...more
monday updates
September 28, 2026•5 min read
Houston Market Update Oil Back Below 100 Dollars Fed Rate Hike Coming and What It All Means for Buyers
Closings down 3.8%, buyers have leverage, oil drops to $93. Rich Bonn breaks down Houston real estate and rates now. ...more
monday updates
September 22, 2026•5 min read
Houston Market Slowdown Oil Over 100 Dollars and Fed Rate Hike Odds Hit 85 Percent This Week
Closings down 20%, oil near $103, CPI hot. Rich Bonn at Habayit breaks down Houston real estate and rates now. ...more
monday updates
September 14, 2026•4 min read
Houston Hits Record Inventory and the New Fed Chair Is Sounding Hawkish and Here Is What It Means
5.5 months inventory, rates jumped, Warsh hawkish. Rich Bonn breaks down Houston real estate and the Fed this week. ...more
monday updates
August 31, 2026•4 min read
Houston Market Update: Credit Card Debt Solutions HELOC Strategy and Why Now Is the Time to Buy
1500 Houston closings, $35T in equity, HELOC debt strategy. Rich Bonn explains why waiting may cost you now. ...more
monday updates
August 24, 2026•4 min read
Houston Is the Number Three Buyer Market Nationally and Here Is What That Means Right Now
1.3 sellers per buyer, rates elevated, insurance rising. Rich Bonn breaks down the Houston market this week. ...more
monday updates
August 17, 2026•4 min read
Complicated? Simple? We welcome all Income types.
No matter how complicated — we WORK just as hard.
Not every mortgage needs a complicated strategy.
At Habayit Home Loans, we build the right strategy around you.
No pressure. No beige-box nonsense. Just a clear path forward.
Let’s look at your options and figure out what makes sense.
Contact Us
Rich Bonn, NMLS #278696
Branch Manager
(281) 841-1723
4660 Beechnut Street, Suite #225, Houston, TX 77096
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