Mortgage Truths for Entrepreneurs: Why One Income Dip Isn’t a Deal Breaker

Mortgage Truths for Entrepreneurs: Why One Income Dip Isn’t a Deal Breaker

Income dip doesn’t mean mortgage denial. Learn how self-employed buyers can still qualify using smart loan strategies that look beyond temporary declines. ...more

Alternative Documents

January 09, 2026•2 min read

Why Self-Employed Borrowers Should Stop Guessing — and Start Using a Broker Who Actually Gets It

Why Self-Employed Borrowers Should Stop Guessing — and Start Using a Broker Who Actually Gets It

Self-employed and buying a home? Learn why working with a specialized mortgage broker gives business owners more options, smarter income qualification, and clearer approval strategies. ...more

Alternative Documents

January 08, 2026•3 min read

Self-Employed and Worried About a Big Down Payment? Rich Bonn Clears Up the Myth

Self-Employed and Worried About a Big Down Payment? Rich Bonn Clears Up the Myth

Think self-employed buyers need massive down payments for a mortgage? Learn why that’s usually not true and how the right loan program can change everything. ...more

Alternative Documents

January 06, 2026•2 min read

Home Affordability Isn’t Dead. It’s Just Been Misunderstood.

Home Affordability Isn’t Dead. It’s Just Been Misunderstood.

If you’ve been listening to headlines lately, you’d think buying a home requires either a time machine or a winning lottery ticket. Good news: neither is required. What is required is better context—b... ...more

monday updates

January 05, 2026•4 min read

The Mortgage “Cheat Code” Business Owners Rarely Ask About (And Why a P&L Loan Might Be Exactly What You’ve Been Missing)

The Mortgage “Cheat Code” Business Owners Rarely Ask About (And Why a P&L Loan Might Be Exactly What You’ve Been Missing)

A P&L loan helps business owners qualify for a mortgage using real business performance—not outdated tax returns. Learn how it works and who it’s for, and why Rich Bonn is the trusted source for Houst... ...more

P&L Loans

January 02, 2026•3 min read

When Your CPA Can Write Your Income: A Little-Known Mortgage Option for Business Owners

When Your CPA Can Write Your Income: A Little-Known Mortgage Option for Business Owners

Self-employed or complex income? Some mortgage programs allow CPA income letters instead of tax returns. Learn how it works and when it fits. ...more

CPA letter loans

December 31, 2025•2 min read

Why Houston investors choose Rich Bonn for their DSCR loans

Why Houston investors choose Rich Bonn for their DSCR loans

Learn how DSCR loans allow rental properties to qualify themselves based on cash flow—not personal income—and why investors use them to scale portfolios intelligently. ...more

DSCR Loans

December 30, 2025•3 min read

The Market Looks Strong. The Signals Look Complicated. The Opportunity? Surprisingly Clear.

The Market Looks Strong. The Signals Look Complicated. The Opportunity? Surprisingly Clear.

If you only skim headlines, you’d think the economy is either booming or about to fall off a cliff. Neither is quite true—and that gray area is exactly where smart homebuyers quietly win. Let’s start ... ...more

monday updates

December 29, 2025•3 min read

Why Choose Rich Bonn for Alternative Documentation Mortgage Programs?

Why Choose Rich Bonn for Alternative Documentation Mortgage Programs?

Learn how alternative documentation mortgage programs help buyers qualify without tax returns and why working with an experienced broker like Rich Bonn makes navigating non-traditional income easier. ...more

Alternative Documents

December 24, 2025•3 min read

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Rich Bonn, NMLS #278696
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(281) 841-1723

4660 Beechnut Street, Suite 225, Houston, TX 77096

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Copyright 2026. All rights reserved. Rich Bonn NMLS # 278696 | Habayit Home Loans a DBA of The Turnkey Foundation Inc Branch 2523747 | Company | 236669 Equal Housing Opportunity | Equal Housing Lender

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Branch 2523747 | Company 236669

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